The Community Bankers Association of Oklahoma is a member-driven trade association. It is funded by the membership dues of community banks owned or chartered in the State of Oklahoma. Voting membership is not open to large, out-of-state mega-banks, even if they operate branches in Oklahoma.

CBAO is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, conferences and conventions, and high-quality products and services.